Habits are Investments

In a previous post, I discussed the idea that you should focus on building habits one at a time. When we commit to smaller habits that are easy to form and sustain, we grow our ability to achieve more and more. If we try to do too much too soon, we quickly encounter our body’s natural resistance mechanisms. A good way to think about a habit is as an investment. 

Results Take Time

Depending on how big the goal, the subsequent energy required to reach it is proportional. For example, if your goal is financial independence, you can expect to spend several years in that pursuit. If your goal is to become fit, you can expect to achieve your goal after several months (maybe even a year or two).  

But what if instead of setting a big lofty goal, we set a more reasonable one and think of it as an investment? A few dollars a day over the course of many years can lead to financial security very quickly. For example, if our goal is to become fit, perhaps we can choose the small goal of eating a piece of fruit every day. It seems inconsequential, but once that habit is solidified, the door opens to add another small habit (maybe eating adequate protein to support an active lifestyle). Then we add another habit…and another…and, before you know it, you reach your goal. 

Patience is required in this process. If we eat our piece of fruit and then expect to see results after a day, we are delusional (you might feel better, but you won’t look any different). But we can eat our fruit knowing that this habit is the step to begin a journey that will lead us to bigger and better (and more noticeable) results. Think of each small habit built as a deposit into the account that will soon pay dividends much larger than the original investments. 

Compound Interest

Achieving a goal is the end of an exponential process. Much like compound interest. You put in $1,000 and earn $20 interest. The next year, you now have your original $1,000 plus the next $1,000 you invest, PLUS the $20 interest. Habits work the same way. Month one you decide to eat fruit. Month two you are eating fruit and watching your protein intake. Month three you are eating fruit, watching your protein intake, and counting calories. With each habit you build, you have the value of that habit, plus all of the other little habits that are grown out of that one. Does that make sense? (I am a math teach haha) The results may not be immediate, but they will grow faster than you think. The beginning is the hardest. It is against our nature to put in effort without seeing reward. But it’s just the way it is. With a little faith, we can know that these small habits will eventually bear fruit. 

Thanks for reading!

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